PMFBY ( Pradhan Mantri Fasal Bima Yojana) Claim Process, Know on Khetivyapar

Agriculture Insurance Scheme Complete security for the benefit of farmers Agriculture is a sector that forms the foundation of our economy. Agriculture production is significantly affected by various factors such as natural disasters, irregular weather, and improper use of pesticides. Therefore, the Indian government launched the Prime Minister Crop Insurance Scheme (PMFBY) in 2016.

Pradhan Mantri Fasal Bima Yojana Farmer Security PMFBY:

The main objective of the Prime Minister Crop Insurance Scheme is to provide complete security to farmers for their crops. This scheme provides complete protection to farmers against all natural disasters from sowing to harvesting. Under this, the Agriculture Department provides affordable crop insurance so that farmers can receive compensation for their losses and maintain confidence in production.

Read More... Until 2021-22, crop insurance claims worth 2,761.10 crore rupees were pending under the PMFBY scheme

Pradhan Mantri Fasal Bima Yojana Scheme:

The Department of Agriculture and Farmers Welfare (DAC & FW) and the Ministry of Agriculture and Farmers Welfare (MOA & FW) have initiated an important scheme under the overall guidance and control of the Government of India (GOI).

Notification of insured amount and premium rates: Three levels of compensation, namely 70 percent, 80 percent, and 90 percent of the sum insured, will be available for all crops at high, medium, and low risk levels, respectively. The SLCCCI will approve claims for designated crops at the district or sub-district level based on the advice of insurance companies.

Pradhan Mantri Fasal Bima Yojana Covered Risks:

1. Crop Loss: Extensive risk insurance is provided to cover crop loss due to non-preventable risks such as
2. Natural fire and lightning
3. Storm, hail, cyclone, typhoon, tempest, hurricane, etc.
4. Floods, landslides, and mudslides
5. Drought, dry spells
6. Pests/diseases, etc.

Prevented Sowing (Based on the basis of the designated area): cases where a majority of the insured farmers in the designated area intend to sow/plant and incur expenditure for this purpose but are prevented from sowing/planting insured crops due to adverse conditions, insured crops are prevented from being sown/planted. Will be stopped. Weather conditions, a maximum of 25% of the insured amount will be eligible for claims for prevented planting due to calamities.

Post-Harvest Losses (Based on individual fields): Coverage is available for up to 14 days after harvesting for those crops kept in the field for "cutting and spreading" after harvesting due to specific risks of cyclones/hurricanes. Rainfall, unseasonal rainfall.

Localized disasters (based on individual fields): Local losses affecting different fields in the designated area such as hailstorms, landslides, and floods.

Essential Documents for Prime Minister Crop Insurance Scheme:

1. Farmer land documents.
2. Information on bank account.
3. Farmer Aadhar card.
4. Farmer passport size photo.
5. Farmer residence certificate.
6. Date of commencement of sowing by the farmer.

The Government of India provides the facility of both online and offline registration process for the Prime Minister Crop Insurance Scheme:

1. To register online under the Prime Minister Crop Insurance Scheme, you first need to visit the official website of PMFBY (https://pmfby.gov.in/).
2. On the website, you need to click on the 'Farmer Corner Apply for Crop Insurance Yourself' option.
3. Now, you will see the option for Farmer Application, on which you need to click.
4. Then, you need to click on the 'Guest Farmer' option here.
5. After that, you need to carefully fill in all the required information in the registration form.
6. After filling in all the information, you need to enter the displayed captcha code.
7. you need to click on the submit button, which will complete your registration process.

Offline registration process for crop insurance:

Farmers across the country can avail the benefits of this scheme, for which it is necessary to submit an offline application form. The information below will provide you with more information about this process.

1. Go to the bank branch: To avail the benefits of the scheme, the farmer needs to go to their nearest bank branch.
2. Get the application form: At the bank branch, the farmer needs to obtain the application form for the Prime Minister Crop Insurance Scheme.
3. Fill in the information: The farmer needs to carefully fill in all the required information in the application form.
4. Attach documents: All necessary documents must be attached with the application form for the scheme.
5. Submit the form: The filled application form must be submitted to the relevant officer at the bank branch.
6. Pay the premium: Payment of the predetermined premium for the crop will be required.

Farmers can easily register online and offline for the Prime Minister Crop Insurance Scheme. This process will help them avail the insurance coverage that will keep their crops protected from natural disasters, ensuring their economic security.